Edison Association Management
Florida Compliance

Florida Milestone Inspection Guide (SB-4D)

What Senate Bill 4D requires, when it triggers, and how Florida condo boards coordinate the work, by Phase 1 and Phase 2.

Edison Editorial·April 2026·10 min read

What SB-4D actually requires

Senate Bill 4D was passed in 2022 in response to the 2021 Champlain Towers South collapse. It created a recurring structural inspection requirement for condominium and cooperative buildings 3+ habitable stories. The inspection has two phases, Phase 1 is a visual assessment by a licensed engineer; Phase 2 is more invasive and triggered only when Phase 1 identifies substantial structural deterioration.

Who's affected

The requirement applies to associations of condominium and cooperative buildings three habitable stories or more, counting stories above grade. Buildings under three stories are not subject. The trigger age is 30 years; for buildings located within three miles of the coastline, the trigger is 25 years. Recurring inspections every 10 years after the initial inspection.

Phase 1 versus Phase 2

Phase 1 is a visual structural assessment by a licensed engineer or architect. The engineer reviews load-bearing elements, building envelope, and primary structural components. If no substantial deterioration is identified, the requirement is satisfied until the next 10-year cycle.

  • Phase 1, Visual structural assessment, licensed engineer/architect
  • Phase 2, Triggered only by Phase 1 findings; more invasive testing and analysis
  • Filing, Required with local building department on the statutory schedule
  • Cost, Phase 1 typically $6,000–$18,000; Phase 2 can be substantially more

How Edison coordinates milestone work

Edison doesn't perform the engineering, that's the licensed engineer's job. Edison sources 3 competing engineer bids, coordinates document preparation and site access, reviews the draft report against actual building history, and translates findings into a board-friendly summary plus a funding plan if structural work is required. Filing with the local building department is handled on the statutory timeline.

Behind deadline?: Missing a milestone inspection deadline doesn't eliminate the requirement, it creates personal liability for board members and stalls unit sales as buyer due diligence catches the gap. Edison's first step is intake; we'll tell you exactly where you stand.

Milestone inspection vs SIRS

The milestone inspection is a structural condition assessment. The Structural Integrity Reserve Study (SIRS), also created by SB-4D, is a reserve study scoped to the structural components the milestone inspection identifies. They're complementary, often sequenced, milestone first, SIRS second. Most affected buildings need both.

Need help applying this to your community?

Edison's team works with Florida boards every day. If you've got questions, we'll talk you through it.